Privacy Policy

Last Updated: July 25, 2025

CreditBump.org (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard the personal information you provide when using our website.

By using our Site, you agree to the collection and use of information in accordance with this policy, which is designed to comply with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and Quebec’s Law 25.

1. Information Collection

When you visit CreditBump.org, we may collect the following types of information:

  • Personal Information: This is information you voluntarily provide to us, such as your Name and Email Address, when signing up for our newsletter or filling out a contact form. We collect this to provide you with the services you requested.
  • Non-Personal Information (Usage Data): This data is collected automatically as you browse the site. It includes your IP address, browser type, device type, the pages you visited, and the time spent on each page. We use this information to analyze site performance and improve user experience.

2. Use of Cookies

CreditBump.org uses cookies to enhance your Browse experience. Cookies are small text files stored on your device. We use them to:

  • Store your preferences and personalize the content you see.
  • Analyze site usage to improve our content and offerings.
  • Work with our advertising partners, like Google, to serve relevant ads.

You can manage or disable cookies at any time through your browser settings. Please note that disabling cookies may affect some functionalities of the Site.

3. Advertising and Affiliate Links

Our site displays advertisements, including through services like Google AdSense. These services may use cookies to show you personalized ads based on your previous visits to our Site and other websites. You can opt out of personalized advertising by visiting Google’s Ad Settings page or the Digital Advertising Alliance of Canada (DAAC) website.

We also want to let you know that some of the links on our website are affiliate links. This means we may earn a commission if you click on the link and make a purchase, at no additional cost to you. We only recommend products and services we believe will add value to our readers.

4. Lead Collection (Newsletters & Forms)

When you sign up for our newsletter or fill out a form, we collect the personal information you provide. We use this information to:

  • Send you updates, offers, and the content you requested.
  • Improve our services based on user interests.

Your personal information will never be sold. It will only be shared with third-party service providers (like our email marketing platform) as necessary to deliver our services, or with other parties with your explicit consent, except as required by law.

5. Your Privacy Rights Under Canadian Law

As a user in Canada, you have specific rights regarding your data:

  • Right to Access: You can ask for a copy of the personal information we hold about you.
  • Right to Rectification: You can ask us to correct any inaccurate or incomplete information.
  • Right to Withdraw Consent: You can unsubscribe from our communications or withdraw your consent for data processing at any time.
  • Right to Erasure (Deletion): You can request that we delete your personal information, subject to legal limitations.

To exercise these rights, please contact our Privacy Officer (details in Section 7).

6. Information Security

We take appropriate security measures to protect your personal information from unauthorized access, loss, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

7. Our Privacy Officer and How to Contact Us

In compliance with Canadian privacy law, we have designated a Privacy Officer to be accountable for our privacy practices.

For any questions, clarifications, or to exercise your rights regarding this Privacy Policy, you can contact us at: Email: [email protected]

8. Changes to the Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this policy periodically.